Financing Your Flight Training

Halls Aviation partners with lenders who specialize in flight-training loans, so you can compare options and find the one that fits your budget, timeline, and credit history.

Compare Your Financing Options

Every pilot’s situation is different. Here’s a quick look at what each partner offers.

Stratus Financial
For Pilots, By Pilots

Closes in 14 days or less
Flexible repayment options discussed during approval
Transparent terms — know what you’re signing
Lower credit scores still considered

Flight Training Finance
1,000+ schools · 6,000+ pilots funded

Easy application, quick turnaround
Individual courses or full career programs
Part-time student programs available
No penalty for paying off early, no deferred payments

AOPA Finance
For AOPA members

Loans up to $20,000
Rates from 11.74%–13.74% APR
Minimum credit score of 660
Payments of $25 per $1,000 outstanding

At a Glance

The numbers most students compare first.

	Stratus Financial	Flight Training Finance	AOPA Finance
Best for	Fastest closing	Part-time / individual courses	AOPA members, smaller loans
Rate range	Varies by applicant	12%–18%	11.74%–13.74% APR
Max loan	Contact lender	Contact lender	$20,000
Min. credit score	Flexible	Contact lender	660
Time to close	14 days or less	Contact lender	Contact lender

Full Details

Stratus Financial ▼

Halls Aviation is a proud partner of Stratus Financial. Stratus was built for one purpose: funding student pilots' flight training costs. For pilots, by pilots.

Quick access to funds — pilot student loans aim to close in 14 days or less
Flexible repayment options — discussed during the loan approval process
Transparent terms — understand what you're signing before closing
Credit history — a lower credit score doesn't necessarily mean you won't be approved

Apply with Stratus Financial →

Flight Training Finance ▼

Flight Training Finance offers flexible and affordable payment options for individual courses or full career training programs — a company dedicated solely to pilot training finance.

Easy application process, quick turnaround time
Serving 1,000+ flight schools nationwide, 6,000+ pilots helped
Finance programs designed for part-time students
Interest rates range from 12%–18%
No penalties for paying off early, no deferred payments

Get a free quote →

AOPA Finance ▼

AOPA Finance is available to AOPA members, with loans up to $20,000 through AOPA's Aviation Finance program.

Must be an AOPA member
Maximum loan amount: $20,000
Rates start at 11.74% and go up to 13.74% APR
Minimum credit score of 660
Payments are $25 for every $1,000 in outstanding balance
No loan deferment at this time
Credit approval and rates depend on credit history, income, and obligations of the applicant and any co-borrower
Total unsecured debt cannot exceed 30% of annual income; maximum DTI of 50%

Inquire with AOPA Finance → Call 1-800-627-5263

Rates, terms, and eligibility are set by each lender and subject to change. Halls Aviation does not originate or service these loans; contact each partner directly for current terms.